Non-Agency Loan Products

 

Second Chance

  • One (1) day out of foreclosure, bankruptcy, short sale, and deed in lieu on purchases and rate and term refinance with 500 FICO score

  • 1-4 units okay

  • Loan amounts of up to 3 million dollars

  • Purchases with as low as 10 percent down with no PMI

 

ITIN Solutions

  • Purchases with 25% down; refi with 70% LTV

  • Employed or self-employed borrowers

  • Must have copy of ITIN card, state issued ID, and income documentation

 

Self-Employed Solutions

  • 12 month and 24 month personal and business bank statements for self-employed borrowers; 1 month bank statement options are available with 700 credit score

  • Loan amounts of up to 3 million dollars

  • 1-4 Units Okay

  • Purchase with as low as 10 percent down with no PMI

  • 500 credit score


Please Note:

Although we work to keep this information as accurate and up to date as possible, information on this page is presented as a general guide. Your specific rates and situation may not be exactly the same.